Collections Law Group
Practical guidance on debt recovery, legal leverage, and protecting your receivables.
Reporting a debt to a credit bureau isn't as simple as most creditors assume. We break down the notice requirements that have to happen first, why most businesses can't report directly without a bureau relationship of their own, and why a judgment usually won't show up on a credit report the way you'd expect.
Read More →Most creditors wait too long. By the time an account reaches 90+ days past due, the odds of collecting without legal intervention drop significantly. Here's how to recognize the tipping point — and what changes when an attorney gets involved.
Read More →Not all demand letters are equal. A letter from an attorney signals escalation in a way a billing department notice never can. We break down what goes into an effective collections demand letter — and why the legal imprimatur matters.
Read More →Winning in court is only half the battle. A judgment is only as valuable as your ability to enforce it. We walk through the post-judgment tools available in Arizona — wage garnishment, bank levies, property liens — and how to use them strategically.
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