A judgment in your favor is a significant legal victory — but it doesn't automatically put money in your account. The judgment is a tool, and knowing how to use it determines whether you actually collect. Here's what's available to creditors in Arizona.
Wage Garnishment
If the debtor is employed, wage garnishment is often the most reliable post-judgment remedy. Arizona law allows creditors to garnish up to 25% of a debtor's disposable earnings. The process begins with an Application for Writ of Garnishment filed with the court. Collections Law Group handles this from filing through final payment.
Bank Account Levy
A non-earnings garnishment allows you to reach bank accounts and other assets. The timing matters — levies capture a snapshot of available funds at the moment of service, so knowing a debtor's bank and acting quickly is essential.
Property Liens
Recording a judgment lien against real property prevents the debtor from selling or refinancing without satisfying your judgment. It's a slower remedy but a powerful one — especially when a debtor has equity in Arizona real estate.
Post-Judgment Interest
Arizona judgments accrue interest at 10% per annum. This clock starts running from the date of entry, which means delaying enforcement is actively costing you money. Acting promptly on an entered judgment is always the right call.
Due Diligence Before You Act
Before pursuing any post-judgment remedy, CLG conducts standard due diligence — bankruptcy checks, SCRA military service verification, and asset searches — to confirm the right strategy and avoid procedural pitfalls.
Have an entered judgment you haven't been able to collect on? Contact Collections Law Group — post-judgment enforcement is one of our core strengths.